Finance application approval is subject to status. After an  application is submitted, Novuna will confirm the outcome directly.

The Buy Now Pay Later option is a 72-month loan agreement with an APR of 9.9%.

The finance agreement begins from the date your kitchen is delivered. Confirmation that your agreement is live will be sent via email, after which you can manage your account through the My Novuna Personal Finance (MyNPF) website or app.

For the first 12 months, no payments are required. During this period, you may choose to:

If the full balance is repaid within the initial 12-month period, no interest will be charged (only a small early settlement fee of £29.00 will apply).

You can make one-off payments at any time during the 12-month period or repay the full balance just before the deferral period ends.

If there is any outstanding balance at the end of the 12-month deferral period, monthly repayments will begin. Interest at 9.9% APR will apply, including interest accrued during the initial deferral period.

If a balance remains, you will receive a reminder before the deferral period ends, giving you the opportunity to settle the agreement in full if you wish.